If you don’t live near a large body of water, you might be under the impression that you don’t need to have flood insurance for your home. But if the flooding that has taken place his winter has shown us anything, it’s that you can benefit from having flood insurance in almost any part of the U.S. Small, minor storms can result in just as much destruction as Irene did.
Unpredictable weather continues to wreak havoc on the country, and there’s really no telling where floods could strike next.
In order to obtain flood insurance and protect your home from the potential damage water could do, you will first need to get a FEMA flood certificate. It will help to determine the premiums you will pay to acquire flood insurance. An experienced land surveyor can provide you with a FEMA flood certificate after checking out your land and noting things like the elevation of your property. You can then work with an insurance company to get flood insurance for your home based on what the surveyor reports.
Flood insurance will cover you, your home, and your personal possessions if you are ever forced to deal with flood conditions. There are some homeowners who mistakenly believe that their home insurance policy will cover them after a flood, but that isn’t actually the case. You will need to purchase a separate flood insurance policy to cover yourself and work with your insurance company to pick the policy that will suit you best. It’s the only surefire way to ensure your home is 100 percent protected from flood damage, and it will give you the peace of mind that comes along with having flood insurance in the first place.
Are you interested in having a survey done to your property for the purpose of obtaining a FEMA flood certificate? BLAZE Design Inc. specializes in performing these types of surveys and can get your FEMA flood certificate to you. Call us at 802-442-2892 today to arrange for your survey to be done.